VirtualPay: Accept Credit Cards Online, Securely,
in Real-Time
Use of VirtualPay requires a credit card merchant account (CCMA). Click
here to apply for a merchant account.
- Customer completes your online order form, providing credit card
information.
- Submitted form is transferred via a secure SSL socket to Credit Card Transaction's
secure server.
- You receive real-time online authorization from Credit Card Transaction's server.
- Order confirmation email is sent to you and your customer.
- Customer's credit card is debited; your bank account is credited.
- The transaction appears on your customer's credit card statement,
serving as a receipt.
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VirtualPay is the most advanced, secure, and reliable
method for accepting credit cards online. The VirtualPay system enables
merchants to verify and process credit card orders online in real-time.
Merchants also have access to many useful interfaces, such as online
manual order entry and online credits to customer accounts.
Credit Card Transaction's advanced technologies enable you to easily accept
both checks and credit cards using your existing web site, credit
card merchant account, and online order forms. Your web site
can be hosted on any server without compromising the security
of your customers' data.
VirtualPay can be quickly and easily integrated into your
existing online order forms. No software or hardware is required
by you or your customers! Once VirtualPay is in place on your site,
your work is done. When a customer places an order on your site,
you and your customer receive immediate verification of the order.
The information you receive includes the customer's name, address,
phone number, e-mail address, items ordered, and the order total.
Credit Card Transaction's technology gives you the flexibility
to choose from the major credit card processing
networks. Furthermore,
Credit Card Transactions merchants
do not require their customers to download software (wallets)
or subscribe to an online payment service! All information is
entered online and processed securely in real-time. Responses
are returned to you and your customer within 10 to 30 seconds,
depending on the speed of the individual connections.
Credit Card Transaction's system enables any online merchant to allow real-time
purchases on their site. There is no need for expensive credit
card terminals or point-of-sale software.
Since Credit Card Transactions offers complete security on any Internet
site, there is no need for you or your customers to worry about Internet
Commerce fraud. By using Credit Card Transactions, you eliminate your need for a
secure server.
Credit Card Transaction's system enables your customers to order online without
ever having to transmit their account information over a non-secure
Internet connection. VirtualPay is designed specifically for
the Internet using a proprietary system, a Netscape Commerce
Server, PGP encryption and SSL. You do not need to invest in
any security features for your site. (Detailed
explanation of our security.)
VirtualPay also enables you to accept credit cards by
phone or fax. There is no additional cost for this service.
Credit Card Transaction's VirtualPay service is the easiest,
least expensive way to accept credit card payments. VirtualPay is
automatically included
when you purchase or lease Credit Card Transaction's services;
there are no additional transaction fees. (Note that
your credit card merchant account provider/bank will charge transaction
processing fees.)
- Register with Credit Card Transactions (if you haven't
yet done so).
- Obtain a credit card merchant account (CCMA);
ask your CCMA provider which processing
network your CCMA utilizes.
- Contact the processor for the information requested in the Card
Setup Form in our Merchant
Support Area.
- Complete your VirtualPay setup by following the instructions
in that form.
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