In a nutshell, what are Credit Card
Transaction's services? Do I have to use them
all?
How does Credit Card Transaction's process work?
Why should I use Credit Card Transactions?
Will my order forms need to reside
on Credit Card Transaction's server?
What fields are required in my
order form for the process to work?
How do I (the merchant) get paid?
Do customers need to belong to
an online bank to use Credit Card Transaction's system?
What information do my customers
provide for order processing?
How do my customers keep track
of the transaction?
How long have Credit Card Transaction's services
been in use?
What prevents the interception
of account information on the Internet?
What about my customers who aren't
on the Internet?
How
do I accept credit
cards online?
I already
have a merchant account.
Do I need a new one?
Do I
need a credit card
terminal or processing
software?
Does
VirtualPay perform
address verification
(AVS)?
Can
I post a credit to
a customer's card?
Can
I void transactions
online?
How
do
I
accept
payments
via
EFT?
Do
I
need
a
merchant
account
or
any
special
hardware
or
software?
Can
VirtualPayEFT
transactions
be
returned
by
my
bank
for
non-sufficient
funds
(NSF),
etc.?
More information about VirtualPayEFT
In
a
nutshell,
what
are
Credit Card Transaction's
services?
Do
I
have
to
use
them
all?
VirtualPay:
Real-time
credit
card
acceptance
VirtualPayEFT:
Check
payment
acceptance
(via
electronic
funds
transfer)
RediCart:
Robust
website
shopping
cart
service
VirtualPayPromo:
Professional
website
promotion
service
FormWizard:
Easy
website
order
form
creation
You
don't
have
to
use
all
of
these
services.
Registration
with
Credit Card Transactions
allows
you
to
use
as
many
of
them
as
you'd
like.
How
does
Credit Card Transaction's
process
work?
- Customer
visits
your
web
site*
and
chooses
to
buy
your
product/service.
- Customer
completes
an
order
form
on
your
web
site*,
securely
providing
credit
card
or
check
info.
- Completed
form
is
submitted
to
Credit Card Transaction's
secure
server
for
verification.
- You
receive
real-time
online
authorization
from
our
server.
- Order
confirmation
is
immediately
sent
to
you
and
to
customer.
- Customer's
credit
card
or
checking
account
is
debited;
your
bank
account
is
credited.
- The
transaction
appears
on
customer's
credit
card
or
checking
account
statement.
*
If
you
do
not
have
a
web
site,
you
can
obtain
your
customers'
information
via
phone,
fax,
or
in
person,
and
then
submit
it
securely
through
Credit
Card
Transaction's
Virtual
Terminal.
Why
should
I
use
Credit Card Transactions?
More
Sales. With
the
explosive
growth
of
Internet
shopping,
you
can't
afford not to
accept
payments
online.
Credit Card Transactions
allows
you
to
give
your
customers
multiple
payment
options;
whether
they
choose
to
pay
with
a
credit
card
or
a
checking
account,
they
can
make
their
payments
immediately--and
securely--at
your
website.
Simplicity. Credit Card Transactions
provides
hands-off
payment
acceptance.
Though
you
are
welcome
to
enter
your
customers'
orders
manually,
Credit Card Transactions
is
designed
to
spare
you
that
effort.
You
don't
need
to
handle
any
transactions
yourself.
Your
customers
can
enter
their
own
information--24
hours
a
day--and
Credit Card Transactions
will
automatically
do
the
rest.
Speed. Your
customers'
orders
are
processed
in
real-time
(immediately).
Each
transaction
takes
only
5-30
seconds,
depending
on
Internet
traffic
and
the
speed
of
your
processor.
This
enables
you
to
allow
access
to
member-only
areas,
allow
instant
downloads,
etc.
Quick
Payment. With
Credit Card Transactions,
it
takes
very
little
time
to
receive
payment
for
the
orders
placed
on
your
site.
Funds
can
be
deposited
directly
into
your
account. Flexibility. Your
customers
can
place
and
pay
for
their
orders
online--automatically--or
you
can
take
their
orders
by
phone,
by
fax,
or
in
person.
Security. The
fact
that
you
never
have
to
handle
your
customers'
payment
information
greatly
increases
its
security.
All
orders
are
placed
via
Credit
Card
Transaction's
secure
server,
eliminating
the
risk
of
information
theft.
Your
web
site
can
be
hosted
on
any
server
without
compromising
the
security
of
your
customers'
data.
Price. Credit
Card
Transaction's
prices
are
exceptionally
competitive.
Will
my
order
forms
need
to
reside
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