The more payment options that are available to your customers, the more
likely it is that they will purchase from you. Though much of the buying
public uses credit cards, many consumers either do not hold them or
prefer not to use them. Only one out of four checking account customers
hold credit cards with available lines of credit. Why limit your business
to accepting only one form of payment? Accepting customers who prefer
checking accounts will greatly expand your customer base.
With VirtualPayEFT, Credit Card Transactions enables you to accept payment from personal
and business checking accounts. No credit card merchant account is
required.
Instead of waiting for the "check in the mail" and matching payments
to orders, VirtualPayEFT enables you to accept secure payments online.
Billing expenses such as postage, invoicing, and bookkeeping are
eliminated.
VirtualPayEFT is included in Credit Card Transaction's suite of services and is quickly and
easily integrated into your existing online order forms. No software
or hardware is required by you or your customers! Once Credit Card Transaction's
services are in place on your site, your work is done. When a customer
places an order on your site, you and your customer receive immediate
verification of the order. The information you receive includes the
customer's name, address, phone number, e-mail address, items ordered,
and the order total.
Since Credit Card Transactions offers complete security on payments from any web site,
there is no need for you or your customers to worry about information
theft. With Credit Card Transactions, you can eliminate your need for a secure server.
Credit Card Transaction's system enables your customers to order online without
ever having to transmit their account information over a non-secure
Internet connection. Credit Card Transaction's services (including VirtualPayEFT) are
designed to work via the Internet using a proprietary system, a Netscape
Commerce Server, PGP encryption and SSL. You do not need to invest
in any security features for your site. (Click
here for a detailed explanation of Credit Card Transaction's security.)
VirtualPayEFT is available to any merchant in the world who accepts payment
in US funds. Customers can use checking accounts drawn on US banks.
Detailed Reporting
Detailed reports are generated showing the customer information for each
order. The reports are emailed to you on a daily basis. The emailed
reports include an attached tab-delimited file of all orders. This
file can be imported directly into your accounting system. These reports
dramatically decrease your time spent for matching payments with orders.
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